Every year we know that Christmas is coming and will be here each December, yet many of us do not plan for it; plan for it financially.
Another year has passed into the history books, and a new year awaits us. A fresh new year to start new things, and also to follow through on our New Year’s resolutions.
Everyday there seems to be a new word or term for something. Sometimes it is a new word or term for something old, that has been around awhile.